Author Archives: admin

Professor Andrew Sayers, “Why we can’t afford the rich”

.

 

 

 

 

Secret State 18: Government’s GIB and BB up for sale – or not?

In a move mirroring the 2015 proposals for the sale of the British people’s (somewhat Green) Investment Bank (GIB) Patrick Hosking, Financial Editor, has reported in the Times that another ‘secret privatisation plan’, involving the people’s British Business Bank, has been delayed by a legal challenge.

In 2015, plans to part-privatise GIB were announced by Business Secretary Sajid Javid (more detail here). The House of Commons’ Environmental Audit Committee warned this could cause the bank to lose its “green identity”, But the government predictably said “the time is right” for the bank to be privatised. CityAM reported that in February MPs questioned government over the proposed sale, expressing fears that this would be an asset-stripping venture by MacQuarrie.

However the proposals may well have been abandoned – for a time. The Murdoch Times’ suggests that ministers were ‘rattled’ by the legal challenge to the separate planned privatisation of the Green Investment Bank. Its sale to Macquarie, the Australian infrastructure investor, after talks described as ‘exclusive’ in a later post by CityAM, is going to judicial review after a challenge from Sustainable Development Capital, a rival bidder.

 

A spoke in the privatisation wheel? This challenge has affected:

  • the planned sale of a portfolio of government business loans, packaged into a ‘high-yielding listed investment vehicle’, currently owned by British Business Bank plca state-owned economic development bank established by the UK Government.
  • and the ‘planned move’ by the ubiquitous Baron Smith of Kelvin (above,centre), the Green Investment Bank chairman, to chair the British Business Bank, which has been without a permanent chairman since October.

What is going on behind the scenes? Why are the British people the last to know in our ‘vibrant democracy’? BIS declined to comment last night but a source close to the discussions is reported to have said: “It’s a bit baffling why stumps were pulled at the last moment. Everyone was all signed up for it.”

 

 

 

A summit to develop a new deal for self-employed workers and small businesses

  

There was an outcry when the Chancellor Philip Hammond unveiled a National Insurance hike for self-employed workers in the Budget – now postponed. Some 4.6 million people, around 15% of the workforce, are now self-employed and data from the Office for National Statistics show that two thirds of new jobs in the UK created in recent years are down to self-employment.  

Self employment, often insecure, low-paid, with no access to holidays, sick pay, maternity and paternity leave

Now sometimes known as ‘the precariat’, the self-employed, often work in service industries such as fast food, for security firms on temporary, even zero-hours contracts, or in the so-called ‘gig economy’. The precariat includes many workers who used to have skilled or semi-skilled but relatively well-paid and secure jobs, under-employed graduates, often working in insecure jobs requiring a much lower education level, migrant workers, and people from ethnic minority communities.

Well-informed readers explain that – as long as the self-employed have a contribution record established – they get the standard state retirement pension and older self-employed workers attaining pension age today have, in many cases, some pension accrued as employees for a number of years of their life which the present generation will not have. Benefits the self-employed cannot access relate to holidays, sick pay, maternity and paternity leave.

                                             Via: https://twitter.com/trishgreenhalgh/media 

Earlier this month it was reported that Labour is to convene a summit to develop a new deal for self-employed workers and small businesses to develop Labour’s policy on self-employment. – recognising “that the world of work itself is changing”. John McDonnell, the shadow chancellor, said.

“The labour movement has risen to challenges like this in the past. It was born out of the struggle for decent pay and conditions when new technologies were ripping up existing ways of working . . . We need that same spirit and vision again. So I’ll be convening a summit next month of unions, the self-employed, and small businesses to develop Labour’s policy on self-employment”.

Some have been in the forefront, pressing for such action, including Pat Conaty, David Hookes and – for many years – Guy Standing. Pat writes: “The work of Professor Guy Standing at UCL SOAS and formerly at the ILO for 36 years on the Precariat Charter is superb”. See the links at the foot which include Standing’s 2011 Policy Network article. 

Pat Conaty, Alex Bird and Philip Ross produced the Not Alone report that Co-operatives UK and the Wales Co-operative Centre have published with Unity Trust Bank – the trade union bank. It focusses on the needs of people in self-employment who face low income and social and economic insecurity – the ‘self-employed precariat’.

The executive summary records that there are now more self-employed workers than at any time since modern records began. Some 4.6 million people, around 15% of the workforce, are now self-employed and data from the Office for National Statistics show that two thirds of new jobs in the UK created in recent years are down to self-employment.

Many of the self-employed are among the lowest-paid workers in the country; their potential income is eroded by other costs such as agency fees and additional challenges relate to difficulties in not being paid on time and not having the right to a contract.

The report calls for the ‘cousins of the labour movement’ – co-operatives, trade unions and mutual organisations – to come together and help form cohesive institutions to unite the self-employed precariat, as illustrated in the model of a ‘solidarity economy’ partnership. 

As Conaty says in correspondence: “God knows something has to be done for zero hour workers, growing ranks of exploited self-employed and those working all hours of the week in the gig economy to make ends meet”.  

Read more?

Guy Standing: http://www.policy-network.net/pno_detail.aspx?ID=4004&title=+The+Precariat+%E2%80%93+The+new+dangerous+class

David Hookes: http://pcwww.liv.ac.uk/~dhookes/IWFA.pdf

Pat Conaty: https://www.opendemocracy.net/uk/pat-conaty/not-alone-what-uk-can-learn-from-union-co-ops

 

 

 

Trumpton and Mayhem 2*: Trump – like May – takes care of the rich, not the rust belt

In a recent post on this site, economist Martin Wolf (FT) was quoted, reminding readers of the words of Theresa May, the prime minister, in her speech to the Conservative party conference last year: “Our economy should work for everyone, but if your pay has stagnated for several years in a row and fixed items of spending keep going up, it doesn’t feel like it’s working for you.” She earnestly promised that this would change.

He continued: “Was Mrs May’s speech hypocritical? Yes”. (See MP Dawn Butler, 2nd paragraph) 

In similar vein, Jenni Russell writes:

“The president’s actions are more important than his words, and they are a betrayal of his voters

“President Trump is brilliant at diversionary tactics, whether tweets, tantrums, or executive orders that may or may not mean anything in practical terms. His speech to Congress was another in his string of conjuror’s illusions.

“Breitbart and the Trump base adored it for its promises to put American workers first, improve their healthcare, incomes and education, cut their taxes, and protect them from danger abroad and immigrants at home. Trump’s liberal critics were momentarily dazzled to find that for at least an hour the president was capable of addressing the nation in a reasonable, conciliatory tone. But we now know that Trump’s public promises and assertions are so full of contradictions that they cannot be taken either literally or seriously.

“Instead we have to scrutinise the practical consequences of the policies his team is implementing. The effect of these won’t be to transform the lives of the people he swore to champion. They will make the rich much richer at the expense of the middle class and the poor”.

She notes that Trump’s tax plan is overwhelmingly skewed towards the wealthy:

  • America’s Tax Policy Centre shows nearly half of the total tax cut will go to the top 1% of taxpayers.
  • Almost a quarter will be spent on the richest 0.1%, households that earn above $3.7 million a year.
  • The middle fifth of households, earning an average of $65,000, will gain just a thousand dollars.
  • Less than 7% of the total cost of tax cuts will be spent on them.
  • Because Trump intends to drop tax exemptions for children, some families earning less than $50,000 a year will actually see their taxes rise.
  • The budgets for education, childcare and medical research will be slashed by at least 15% per cent.
  • Trump proposes to end the state tax, which affects only the top 0.2 per cent of the population.
  • His proposed cuts to corporation tax range from 35 to 20%

This surreptitious transfer cannot be what Trump supporters expected

Jenni continues: “Trump’s promise to create jobs through a vast infrastructure plan are equally tilted towards the rich. Investors will be offered tax breaks costing $137 billion to encourage them to invest a trillion dollars in projects that offer potential returns from fees or tolls. And far from bringing jobs to depressed regions, the projects will be skewed towards wealthier areas, because there will be no incentive to invest in areas where there’s no hope of a financial return, like the crumbling roads of the Appalachians”.

Still justified by demonstrably failed trickle down theory

Republicans defend this kind of unbalanced reward as they always have, arguing that the more money individuals keep, the more they will spend and the more everyone will benefit. These policies – in addition to the cuts Trump is demanding to pay for his boom in defence spending – will add huge sums to the deficit and drastically shrink the money available for public programmes. Jenni ends:

“Trump promised to protect his voters but the gulf between what he pledged and what he’s delivering is evident everywhere. His teams are busy dismantling consumer, financial and environmental regulations that prevented ordinary people being fleeced or having their land and water defiled. His supporters stubbornly believe in him but they are being betrayed. There can only be more fear and disillusion to come”.

Meanwhile Wall Street is soaring in anticipation, with the Dow Jones breaking the 21,000 barrier for the first time within hours of the speech. That extra money will overwhelmingly go into the bank accounts of those with the most shares – and the May government now turns from squeezing the disabled to the bereaved, successfully passing drastic cuts in payments for which national insurance contributions had been made and raising probate fees.

 

*Trumpton and Mayhem: first passing reference made on Our Birmingham website by architect David Heslop, moving towards employee ownership.

 

 

 

 

Is the Conservative Party truly the party of the working class?

Edited extracts from an article by MP Dawn Butler, responding to a claim by Minister Liz Truss

Her message to Theresa May: you delivered a caring speech on the steps of 10 Downing Street, but it is clear that it was nothing more than rhetoric and spin. The few it governs for are certainly not the working class . . .

Rents have sky-rocketed to ridiculous levels, with my constituents, in the worst cases, spending 70% of their wages on rent alone, whilst drivers on modest incomes – who need their car to get to and from work – continue to face misery at the petrol pump. In Brent, we have two very busy foodbanks and several soup and bread kitchens. This 19th century scenario is the sad reality for the working class in 21st century Britain.

Wages for the majority of people have continued to fall in real terms, whilst those at the top have seen their salaries soar

Living conditions in the UK are now at their lowest levels for 60 years, with hundreds of thousands of families relying on food parcels just to get by. Our hospitals are in crisis, hate crime has rocketed and homelessness has doubled.

And to compound the struggle, this government has been cutting services, such as money for pupils, access to justice and policing

This means that when you are being discriminated against at work, you will be less likely to be able to take your employer to court. Tribunal cases have plummeted by 70%. To the government this number represents success, but to me, these are hard-working people who have had the rug pulled from underneath them when it comes to getting proper recompense for their grievances. These are the signs of a government destroying the working conditions and protections of those who need it most.

Nearly one million people are on zero hours contracts which means, from month to month, they are in a panic to know if they can pay their rent on time or at all.

This government is openly deceiving the general public by claiming to be something they’re so clearly not. Whether you call it “alt-facts” or “fake news”, if such untruths are peddled often enough, people soon start to believe it may be true.

Conservatives have tried to force the trade union bill through parliament to silence and, ultimately, destroy trade unions. Why would they want to do this unless they wanted also to destroy the voice of the working class and important workers’ rights? How about the workers’ rights bill? The Tories wouldn’t allow a discussion in parliament of a bill which sought to protect the rights of the working class after Brexit. Features like working 48 hour weeks, holiday pay and maternity and paternity rights are all at risk due to us leaving the EU. The government appear to be running roughshod over them.

Dawn ends:

Throughout our history in power we have championed the working man and woman in establishing great working class systems, from the NHS to the minimum wage, and all equality legislation, tenets that have now become the fibre that gives our country its unity, fairness and strength. We defended SME businesses, created through a movement of working class men women and trade unions, all with a common goal of helping the many and not just the few.

 

Dawn Butler is MP for Brent Central

 

Broken Britain – 1

The corporate world continues its vitriolic but insubstantial attacks on the Labour Party leader whose approach threatens their unreasonably affluent lifestyles. Will increasingly media-sceptical people who seek the common good be affected by them?

In brief, the reference is to arms traders, big pharma, construction giants, energy companies owned by foreign governments, food speculators, the private ill-health industry and a range of polluting interests. Examples of the damaging political-corporate nexus are given here – a few of many recorded on our database:

Arms trade: Steve Beauchampé“A peacenik may lay down with some unsavoury characters. Better that than selling them weapons”.

The media highlights Corbyn’s handshakes and meetings, but not recent British governments’ collusion in repressive activities, issuing permits to supply weapons to dictators. In the 80s, when lobbying Conservative MP John Taylor about such arms exports, he said to the writer, word for word: “If we don’t do it, someone else will”. Meaning if we don’t help other countries to attack their citizens, others will. How low can we sink!

Big pharma

Reader Theresa drew our attention to an article highlighting the fact that the Specialised Healthcare Alliance (SHCA), a lobbying company working for some of the world’s biggest drugs and medical equipment firms, had written the draft report for NHS England, a government quango. This was when the latest attempt at mass-medication – this time with statins – was in the news.

Construction

Most construction entries related to the PFI debacle, but in 2009 it was reported that more than 100 construction companies – including Balfour Beatty, Kier Group and Carillion – had been involved in a price-fixing conspiracy and had to compensate local authority victims who had been excluded from billions of pounds of public works contracts. The Office of Fair Trading imposed £130m of fines on 103 companies. Price-fixing that had left the public and councils to “pick up the tab”.

Utilities

In Utility Week News, barrister Roger Barnard, former head of regulatory law at EDF Energy, wondered whether any government is able to safeguard the nation’s energy security interests against the potential for political intervention under a commercial guise, whether by Gazprom, OPEC, or a sovereign wealth fund. He added: “Despite what the regulators say, ownership matters”. The Office of Fair Trading was closed before it could update its little publicised 2010 report which recorded that 40% of infrastructure assets in the energy, water, transport, and communication sectors were already owned by foreign investors.

Food

A Lancashire farmer believes that supermarkets – powerful lobbyists and valued party funders – are driving out production of staple British food supplies and compromising our food security. She sees big business seeking to make a fortune from feeding the wealthy in distant foreign countries where the poor and the environment are both exploited. These ‘greedy giants’ are exploiting the poor across the world and putting at risk the livelihoods of hard working British farmers, their families and their communities. She adds that large businesses are gradually asset-stripping everything of value from our communities to make profits which are then invested abroad in places like China and Thailand.

Health-related

Government resistance to funding long-term out of work illness/disability benefits followed the publication of a monograph by the authors funded by America’s ‘corporate giant’ Unum Provident Insurance which influenced the policy of successive governments. After various freedom of information requests, the DWP published the mortality figures of the claimants who had died in 11 months in 2011 whilst claiming Employment and Support Allowance, with 10,600 people dying in total and 1300 people dying after being removed from the guaranteed monthly benefit, placed into the work related activity group regardless of diagnosis, forced to prepare for work and then died trying. Following the public outrage once the figures were published, the DWP have consistently refused to publish updated death totals. Information touched on in this 2015 article has been incorporated into a ResearchGate report identifying the influence of Unum Provident over successive UK governments since 1992, the influence of a former government Chief Medical Officer and the use of the Work Capability Assessments conducted by the private sector – described as state crime by proxy, justified as welfare reform.

Air pollution

The powerful transport lobby prevents or delays action to address air pollutants such as ground-level ozone and particulates emitted by cars, lorries and rail engines which contribute directly to global warming, linked to climate change. They emit some common air pollutants that have serious effects on human health and the environment. Children in areas exposed to air pollutants commonly suffer from pneumonia and asthma.

Victimised whistleblowers, media collusion, rewards for failure and the revolving door 

  • A recent whistleblower report records that Dr Raj Mattu is one of very few to be vindicated and compensated after years of suffering. The government does not implement its own allegedly strengthened whistleblower legislation to protect those who make ‘disclosures in the public interest’.
  • This media article relates to the mis-reporting of the Obama-Corbyn meeting: there are 57 others on this site.
  • Rewards for failure cover individual cases, most recently Lin Homer, and corporate instances: Serco and G4S were bidding for a MoD £400m 10-year deal, though they had been referred to the Serious Fraud Office for overcharging the government on electronic monitoring contracts. Another contender, Capita, according to a leaked report by research company Gartner was two years behind schedule with its MoD online recruitment computer system – yet the government had contracted to pay the company £1bn over 10 years to hire 9,000 soldiers a year for the army.
  • The 74th instance of the revolving door related to Andrew Lansley’s move from his position as government health minister to the private health sector. An investigation by the Mail found that one in three civil servants who took up lucrative private sector jobs was working in the Ministry of Defence: Last year 394 civil servants applied to sell their skills to the highest bidder – and 130 were MoD personnel. Paul Gosling describes how the Big Four accountancy firms have PFI ‘under their thumbs’ and gives a detailed list of those passing from government to the accountancy industry and vice versa.

Steve Beauchampé asks if the barrage of criticism apparently aimed at Jeremy Corbyn is more about undermining the politics he stands for which are probably less far to the left than those of many in the current government are to the right. Most political commentators and opponents aren’t worried that Labour will win a General Election under him, but they are alarmed that the movement his leadership has created might one day lead to an electable left winger.

 

 

 

 

Media 76: in Sky, Business Insider and the Metro, Corbyn’s 52% approval is minimised or unreported

Readers respond to the last post Media 75:

One says that Sky mentioned this poll on Monday and a political commentator used the majority approval result to rubbish Corbyn.

Business Insider is more subtle: whilst acknowledging the correct result, it depreciates it by comparing it with a poll held twelve months ago, heading this with the reflection that party members are beginning to turn on JC.  

 

Another question was about who was polled and Business Insider gave a lead to YouGov’s agency, Election Data, who explains:

Having been responsible for the YouGov’s Labour leadership polling over the last 18 months, Election Data has asked me to shed some light on how YouGov is consistently able to accurately reflect the membership in these niche elections. Read on here. For YouGov’s Labour leadership polls, they use a number of important demographics:

  • Age
  • Gender
  • Social Grade
  • Region
  • Vote in the 2016 Labour leadership election
  • Membership length 

When you look at the full tables, you will note that there are significant differences amongst some of these groups; members who joined before and after Corbyn’s leadership are, for example, very different in their strength of support for Jeremy. This is why it is so important to get the relative sizes of these groups right for each of the bullet points above. If they’re wrong, the overall sample will be wrong and your results will not be accurate of the membership as a whole.

The Metro (hard copy only),scandalously does not mention the majority approval/trust rating, leading its readers to infer from Corbyn’s less favourable votes on other issues that he has completely lost the support of party members. Its headline: “Half of Labour members ‘want Corbyn to quit’ “ – but no mention of over half who trust and support him. It then goes on to speculate about possible successors. A reader’s advice:

Ask your readers to complain to the Sun or any of the other papers who have carried the false story about JC’s tax returns and ask for an apology and correction.

And flood the frankly useless IPSO (regulator which is said to ‘uphold high standards of journalism’) with complaints and see if they actually do anything or just prove themselves a total waste of time that Hacked Off always said they would be.

If any reader really needs explanations for the hostility and misrepresentations surrounding Jeremy Corbyn, emanating from vested interests, they will be summarised in the next post on this site ‘Broken Britain’.

 

 

 

Media 75: Corbyn’s 52% YouGov poll majority goes unreported by MSM

Even YouGov buries this unpopular finding today in its extensive array of small-print spreadsheet pages, instead preferring to focus on another section of the poll.

march-2-yougov-pollBurying bad news: no other intelligible graphic available as yet

At present, only Peter Edwards of Labour List reports, reluctantly no doubt, that Jeremy Corbyn’s supporters (‘camp’) will be cheered by the results of a 1,100 person poll carried out by YouGov for Election Data.

A 52% majority say they will definitely or “probably” back him in any future vote.

Peter Edwards more happily directs readers to the 46% who say they will vote against the “veteran socialist” – youthful Edwards-speak for ‘has been’?

But he sourly admits that “the leader is clearly ahead on the candidate for whom activists would consider backing”. 

Let’s end positively: the intelligent articulate independent minded  Peter Oborne (with reference to the Syria vote) remarked on Corbyn in words which are here paraphrased and applied more generally:

Despite bitter hostility from many on his own side he stands his ground and courteously sets out his honest doubts . . . the only politician who deserves to emerge with an enhanced reputation  –  Jeremy Corbyn.

jc8There is no denying that he emerges as a man of moral courage, integrity and principle. Mr Corbyn performs the role which every leader of the Opposition is expected to perform, according to British constitutional textbooks: he held the Government to account.

At last we have an Opposition leader who does his job by opposing the government and asking the right questions with increasing vigour. Throughout the debates, Jeremy Corbyn is calm, resolute and precise — especially creditable given that he was unsupported by some disloyal Labour MPs.

 

 

 

Media 74: MSM wades in – hours after Corbyn’s reception at NHS rally

nhs-demo

Saturday 4th March

The BBC reported that Jeremy Corbyn called for the government to provide more funding for the health service in next week’s Budget. Speaking to the protesters in Parliament Square, he said: “The NHS is in crisis because of the underfunding in social care and the people not getting the care and support they need. It is not the fault of the staff. It is the fault of a government who have made a political choice.”

The protest organisers say the government’s proposed Sustainability Transformation Plans (STPs) across the NHS in England are a “smokescreen for further cuts” and the “latest instruments of privatisation”. These proposals involve the complete closure of some hospitals and the centralising of some services such as A&E and stroke care on fewer sites.

Deputy chairman of the British Medical Association council Dr David Wrigley said the march was “a cry for help for anyone who uses the NHS” which was “in such a desperate situation. We need to highlight it. As a doctor I see day to day the serious pressures in the NHS due to the funding cuts from the government”.

Saturday 4th March: at 6pm

The Independent featured Ben Bradshaw (former minister) praising Blair and blaming Corbyn’s leadership – ‘the one issue on the doorstep’

Saturday 4th March 11pm (updated 4am on 5th)

Nine prominent Labour MPs are reported in the Daily Mail to have complained ‘that they are heading for oblivion’ ( a little earlier a tweet on OurNHS explained why):

nhs-jmd“Unlike other politicians who spend weekends with corporate lobbyists &wealthy donors, John McDonnell is out on the street 4 the #OurNHS demo”

Sunday 5th March 4am

The Sunday Express: Corbyn in crisis – and no doubt more will come

Saturday 4th March 11pm (updated 4am on 5th)

The Daily Mail usefully quotes Ken Loach explaining why these particular MPs are disgruntled: “It was their Labour Party, not Corbyn’s, that lost Scotland, lost two elections and has seen Labour’s vote shrink inexorably. Yet they retain a sense of entitlement to lead.”

Strangest of all, the Times and FT (online editions) decide not to mention the demonstration.

The Times online did not carry its usual daily onslaught on Corbyn and the Financial Times online which regularly publishes biassed articles about JC – often by Jim Pickard – has no reference, merely a bland, skimpy article by David Laws: “UK reaches socially acceptable limits of austerity . . . the NHS needs a settlement which allows for rising demand and an ageing population”.

Their carefully selected and daily shown photographs and cartoons of the Labour Party leader are not to be seen? What does this mean?

 

 

 

Media 73: “Why has the BBC focussed on past tensions and scandals in NI election coverage?”

Northern Ireland Agricultural Producers Association and Farmers For Action ask why the BBC ignores constructive legislation proposals – is their sole aim to gain ratings?

They point out that the BBC should be playing its part in informing its viewers and listeners and questioning the politicians ahead of the election on what could be the biggest ever turnaround in prosperity for Northern Ireland.

One such proposal for Stormont on farm gate prices for staples would return to Northern Ireland farmers a minimum of the cost of production inflation-linked plus a margin which would lead to an estimated 20,000 jobs+ across Northern Ireland and an annual welfare saving of £280million+, much needed by the NHS, but to no avail so far.

wt4A copy of the leaflets being handed out may be seen here or by scrolling down

In the run to last year’s election and again this year NI farm groups tried to get the BBC to report the proposal with no success.

As a result the committees of both NIAPA and FFA have concluded that whilst the vast majority of political parties and independents are very supportive of this idea, rather than play their part in trying to build a prosperous future for all in Northern Ireland the BBC would rather ignore the fact that the foundations of its largest industry are crumbling and just hype up NI tensions of the past and exaggerate scandals to gain ratings.

The food supply across the world versus an increasing population is dwindling, yet NI is well placed to have a buoyant food industry. However that position is fading along with the 4-7 jobs down the line that every person working on a farm creates.  In fact, the situation is so serious that 25% of farming families are living below the poverty line and can ill afford the license fee due to the majority receiving little over half the cost of production for their produce.

The BBC is a cost to everyone in NI and has a duty to report the news good and bad: what it does not have is a licence to manipulate the news at election time to suit the ratings.

Rural poverty is on the increase and seriously impacting virtually the whole of Northern Ireland according to the recent Rural Support Report and The Gosling Report. Both reports tell how bad the situation is but go on to explain how good it could be if Stormont would implement legislation on farm gate prices.

Have the BBC lost touch of what really matters?

 

*

 For more information, contact William Taylor, NI Farm Groups

56 Cashel Road, Macosquin, Coleraine, BT51 4NU

Tel. 028 703 43419 / 07909744624  Email taylor.w@btconnect.com

.

.